Times are hard for many people.
They can not pay their gas bill,the electric bill,the mortgage and many other bills that are necessary just to live.
Many of the customers I have live in mansions,really,mansions that just amazing.
I see the bills for the grandfather clocks they buy and I see how many are financed.Sadly these people finance a luxury item.They really need counseling.
If you buy a large SUV,have the common sense to realize that filling it up will cost over a hundred bucks.
My small pick up truck costs me $70.00 to fill it up last week.Sheeesh!
The moral here is simple.Do not live above your means,period.
Life is easier when you don't owe money.
The bible says owe no man anything.It is freedom from worry.
I have made mistakes in my life,but I think I have learned a bit.
So, what is the secret of happiness? A new car? A luxury item you can live without?
A bigger house?
No, the secret to happiness is Jesus,family and friends.Pretty simple but trust me.